Xoom Mobile App Review


Xoom mobile app review
Andrea Barnes
Andrea is Communications Manager at FXcompared. Prior to joining FXcompared, she worked as a communications consultant for companies seeking guidance with their social media, marketing and digital… Read more


With Xoom's mobile app, users can send money and directly pay bills in 56 different countries. A Paypal service since 2015, Xoom still operates as its own entity and its users do not need a Paypal account. Xoom users cannot send money or payments domestically, and must use Paypal for domestic payments.

xoom app homescreen
xoom customer service

Xoom Money Transfer App Specifics

Xoom's registration is multistep and requires more information than some other money transfer apps, making it a more time consuming choice than other apps. The fee structure is also higher and more complicated than other apps. Though it is only $4.99 for a bank account transfer, paying with a debit or credit card is a minimal $9.99 fee, and as seen in this example of sending $1,000 USD to Spain - fees can go much higher.

Unique Features of App

  • Send money to 56 different countries
  • Make remote bank deposits, arrange for live cash-pick up arrangement, or even home delivery in some countries.
  • Reload prepaid phones
  • Pay international Utility bills
  • App comes in English, Spanish, Chinese and Vietnamese
  • Bank-to-bank deposits available within 2 days

Ideal Uses

Xoom's mobile app is ideal for those sending financial assistance home, particularly users who may be paying phone or utility bills for family members abroad.

The Xoom mobile app is available on the App Store and the Play Store


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