Advanced: compare to quote from your bank ?

Top 3 Money Transfer Providers for Saudi Arabia to USA

Provider Amount To Send Fee Exchange Rate Speed
Smart Currency Exchange Smart Currency Exchange SAR ﷼ 10,000.00 24.17SAR 0.2619 1-3 days more...
Currency Solutions Currency Solutions SAR ﷼ 10,000.00 48.35SAR 0.2626 1-3 days more...
Moneycorp Moneycorp SAR ﷼ 10,000.00 No Fee 0.259 1-3 days more...
FXcompared Country Guides
Saudi Arabia
Saudi Arabias currency, the Saudi riyal, is pegged to the US dollar (USD), and the exchange rate has been fixed at 3 Read More

Send money from Saudi Arabia to USA

Top 3 Money Transfer Providers

Latest prices for transferring money from Saudi Arabia to USA
Exchange Rates as of 25 July 2024, 02:47

Smart Currency Exchange

Est. 2004
Smart is focused on helping clients to effectively and efficiently send and receive payments internationally
More InfoLess Info
Amount Received
USD $2,619.34
SAR ﷼ 286.55
saved vs. banks

Currency Solutions

Est. 2003

Currency exchange specialists ranking No.1 on Trustpilot for the past two years

More InfoLess Info
Amount Received
USD $2,626.26
SAR ﷼ 312.50
saved vs. banks


Est. 1979

One-off payments | Regular payments | Great rates | Safeguarded customer funds

More InfoLess Info
Amount Received
USD $2,589.97
SAR ﷼ 176.36
saved vs. banks

How to Transfer Money from Saudi Arabia to USA

Saudi Arabia to USA Guide


Saudi Arabia and the United States currently have a variety of political and economic agreements in place, including two Trade and Investment Framework Agreements, which provide an opportunity for the countries to expand their trading and investment relationships, ongoing political initiatives, and humanitarian-related efforts around the globe. Currently, citizens of Saudi Arabia who wish to transfer money from Saudi Arabia to USA may do so without restrictions. The Saudi Riyal (SAR) is currently pegged to the US Dollar (USD).

Visas, work permits and residency

Citizens of Saudi Arabia who wish to live or work in the United States must apply for the appropriate visa and go through an in-person interview at a local American consulate or embassy. Besides short-stay visas, there are also a variety of work visas of varying lengths of stay. The type of visa required depends on the immigrants profession and current employment status.

For travel or short visits lasting less than 90 days, Saudi nationals must obtain a visitor or business visa before entering the US. This can be granted after filling out the appropriate online forms and attending the in-person interview. For stays over 90 days, an immigrant or non-immigrant visa is required. For more information on visa and residency requirements in the US, please refer to the website of the local US Embassy.

Buying property in the US

Saudi nationals who wish to buy or rent property in the United States face few restrictions, although the buyer must have an Individual Taxpayer Identification Number (ITIN). It is advisable to consult with a licensed real estate agent who can provide guidance throughout the purchasing process.

To obtain the ITIN, the buyer must apply with the IRS (Internal Revenue Service). Receiving the ITIN may take five weeks or longer, so plan accordingly. Once the ITIN has been issued, the buyer may then arrange to transfer money from Saudi Arabia to USA for their property purchase. Because each state within the United States has its own real estate laws, working with a licensed real estate attorney or real estate agent, who can advise on regional and federal real estate laws throughout the entire process, is advised.


Currently, the American and Saudi governments do not have a tax treaty agreement in place. Saudi Arabian citizens living and working in the US must file and pay taxes within the United States on any locally-earned income. If preparing to pay taxes within the US, there are currently no restrictions on a money transfer from Saudi Arabia to the United States to cover these obligations.

Studying in the US

Citizens of Saudi Arabia must be accepted to a US-based school or program before they can apply for a student visa. Once accepted, the institution should provide the documentation necessary to obtain the visa. The US offers two primary types of permits for students, the F-1 and the M-1. The F-1 visa, the most common student visa, is necessary for academic studies at an approved school or accredited American university. Non-academic or vocational studies are covered by the M-1 visa.


Most American citizens own health insurance through their full-time employer and pay for their healthcare through their policy. In the United States, it is mandatory for every individual to have at least the minimum levels of health insurance or risk paying a yearly tax. It is advisable for Saudi Arabian citizens planning to visit or live in the US to purchase a travel insurance or short-term health insurance policy.

Foreign nationals may participate in the two publicly-funded health plans, Medicare and Medicaid, if they meet certain requirements, including having an income that is below the minimum threshold, having contributed to Medicare/Social Security for at least ten years, and having lived in the US for at least five years.


Citizens of Saudi Arabia living in the US are not permitted to vote in American federal elections. Currently, voting for federal office is restricted to American citizens. Although states may allow non-citizens to vote, this is rare and limited to local elections in only a few places today.

Importing from Saudi Arabia to the US

Saudi Arabia and the United States have historically had strong political and economic ties. They are currently partners in two important trade initiatives. The US-Saudi Trade and Investment Framework Agreement (TIFA) provides an opportunity for ongoing dialogue between the two countries related to trade and investment issues. The second, the Gulf Cooperation Council (GCC) Framework Agreement, aims to foster closer collaboration between the US and Gulf countries related to trade, economic partnerships, investment and technical cooperation. Bilateral trade of goods and services between the US and Saudi Arabia amounted to US$81bn in 2012, with imports to the US (especially energy products) accounting for US$56bn of the total. In 2013, Saudi Arabia was the United States tenth-largest trading goods partner overall.

Frequently Asked Questions

Are the money transfer companies shown above safe to use?

Yes, all the companies are safe and fully-regulated money transfer services. Each are authorised and regulated by the relevant authority such as the Financial Conduct Authority(FCA) in the UK, FinCEN in the US, FinTRAC in Canada or ASIC in Australia.

How long does an international money transfer take?

The speed of delivery will depend on where the money is being from and to and how you are sending and receiving the money. Transfers sent using bank to bank transfers can depend take anywhere from minutes to days and you should check the time estimates from the relevant provider. Debit and credit card payments sometimes allow for faster transfers for smaller amounts.

How do I use FXcompared?

First review the comparison results (such as for a table above) for a given amount of money sending from Saudi Arabia to USA. Then select a provider based on factors such as price, speed, their rating and click the green button to be taken to their website. From there, you can register and sign up for an account. Once you have done that and the provider has verified your identity to ensure the money can be send safely, you will be ready to transfer money.

What payments methods can I use to send money overseas?

The results shown above are typically for bank to bank transfers. It is possible via some providers to pay in your funds for the transfer via cash, debit or credit cards as well but this is usually reserved for smaller amounts. Some providers also give you different options for how the money will be received - to a bank account (most common), to a debit card, to cash or to a digital or mobile wallet.

What if the price shown above isn’t exactly what I am offered when I try to transfer money?

There can be a number of reasons why the final price you are offered may be different to that shown in the table above. Exchange rates between two currencies change all the time and is the most common reason. Additionally, some providers offer different pricing depending what method you are using to send funds or how the funds will be received. Others may offer you a premium service for faster payments. In some cases FXcompared has a special rate with a provider and this is reserved for first time customers who sign up to the provider starting from FXcompared’s website. As prices do change often, be sure to confirm the total cost with the provider before transferring money.

Your Feedback

We welcome all suggestions for improvements. Send us an email at

Latest Money Transfer News Articles for Middle East and Africa

Currency Converter


Your Feedback

We welcome all suggestions for improvements. Send us an email at

All the providers listed are regulated by the relevant authority (e.g. the FCA in the UK, FinCEN in the US, ASIC in Australia) and have been vetted by FXcompared. is an fx money comparison site for international money transfer and to compare rates from currency brokers for sending money abroad. The website and the information provided is for informational purposes only and does not constitute an offer, solicitation or advice on any financial service or transaction. None of the information presented is intended to form the basis for any investment decision, and no specific recommendations are intended.  FXC Group Ltd and FX Compared Ltd does not provide any guarantees of any data from third parties listed on this website. FX compared Ltd expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from (i) any error, omission or inaccuracy in any such information or (ii) any action resulting therefrom.