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Top 3 Money Transfer Providers for Saudi Arabia to USA

Provider Amount Received Fee Exchange Rate Speed
Moneycorp Moneycorp USD $2,645.50 £0.00 0.2646 1-3 days more...
WorldFirst WorldFirst USD $2,652.17 £0.00 0.2652 1-3 days more...
Smart Currency Exchange Smart Currency Exchange USD $2,619.07 £5.00 0.2619 1-3 days more...
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Saudi Arabias currency, the Saudi riyal, is pegged to the US dollar (USD), and the exchange rate has been fixed at 3 Read More
The dollar, the world’s most traded currency, is held on a free-float exchange rate and is fully convertible to foreign currencies Read More
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Top 5 Money Transfer Providers

Latest prices for transferring money from Saudi Arabia to USA
Exchange Rates as of 27 December 2019, 06:35


Est. 1979

One-off payments | Regular payments | Great rates | Safeguarded customer funds

More InfoLess Info
Amount Received
USD $2,645.50
SAR ﷼ 295.29
saved vs. banks


Est. 2004

Transparency and security | Great customer feedback rating from Feefo

More InfoLess Info
Amount Received
USD $2,652.17
SAR ﷼ 320.29
saved vs. banks

Smart Currency Exchange

Est. 2004
Smart is focused on helping clients to effectively and efficiently send and receive payments internationally
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Amount Received
USD $2,619.07
SAR ﷼ 196.12
saved vs. banks

Currency Solutions

Est. 2003

Currency exchange specialists ranking No.1 on Trustpilot for the past two years

More InfoLess Info
Amount Received
USD $2,625.89
SAR ﷼ 221.71
saved vs. banks


Est. 2005
Established in 2005, RationalFX helps individuals and businesses achieve significant savings on international payments
More InfoLess Info
Amount Received
USD $2,620.36
SAR ﷼ 200.96
saved vs. banks
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How to Transfer Money from Saudi Arabia to USA

Daniel Webber
Summary written by Daniel Webber


Saudi Arabia and the United States currently have a variety of political and economic agreements in place, including two Trade and Investment Framework Agreements, which provide an opportunity for the countries to expand their trading and investment relationships, ongoing political initiatives, and humanitarian-related efforts around the globe. Currently, citizens of Saudi Arabia who wish to transfer money from Saudi Arabia to USA may do so without restrictions. The Saudi Riyal (SAR) is currently pegged to the US Dollar (USD).

Visas, work permits and residency

Citizens of Saudi Arabia who wish to live or work in the United States must apply for the appropriate visa and go through an in-person interview at a local American consulate or embassy. Besides short-stay visas, there are also a variety of work visas of varying lengths of stay. The type of visa required depends on the immigrants profession and current employment status.

For travel or short visits lasting less than 90 days, Saudi nationals must obtain a visitor or business visa before entering the US. This can be granted after filling out the appropriate online forms and attending the in-person interview. For stays over 90 days, an immigrant or non-immigrant visa is required. For more information on visa and residency requirements in the US, please refer to the website of the local US Embassy.

Buying property in the US

Saudi nationals who wish to buy or rent property in the United States face few restrictions, although the buyer must have an Individual Taxpayer Identification Number (ITIN). It is advisable to consult with a licensed real estate agent who can provide guidance throughout the purchasing process.

To obtain the ITIN, the buyer must apply with the IRS (Internal Revenue Service). Receiving the ITIN may take five weeks or longer, so plan accordingly. Once the ITIN has been issued, the buyer may then arrange to transfer money from Saudi Arabia to USA for their property purchase. Because each state within the United States has its own real estate laws, working with a licensed real estate attorney or real estate agent, who can advise on regional and federal real estate laws throughout the entire process, is advised.


Currently, the American and Saudi governments do not have a tax treaty agreement in place. Saudi Arabian citizens living and working in the US must file and pay taxes within the United States on any locally-earned income. If preparing to pay taxes within the US, there are currently no restrictions on a money transfer from Saudi Arabia to the United States to cover these obligations.

Studying in the US

Citizens of Saudi Arabia must be accepted to a US-based school or program before they can apply for a student visa. Once accepted, the institution should provide the documentation necessary to obtain the visa. The US offers two primary types of permits for students, the F-1 and the M-1. The F-1 visa, the most common student visa, is necessary for academic studies at an approved school or accredited American university. Non-academic or vocational studies are covered by the M-1 visa.


Most American citizens own health insurance through their full-time employer and pay for their healthcare through their policy. In the United States, it is mandatory for every individual to have at least the minimum levels of health insurance or risk paying a yearly tax. It is advisable for Saudi Arabian citizens planning to visit or live in the US to purchase a travel insurance or short-term health insurance policy.

Foreign nationals may participate in the two publicly-funded health plans, Medicare and Medicaid, if they meet certain requirements, including having an income that is below the minimum threshold, having contributed to Medicare/Social Security for at least ten years, and having lived in the US for at least five years.


Citizens of Saudi Arabia living in the US are not permitted to vote in American federal elections. Currently, voting for federal office is restricted to American citizens. Although states may allow non-citizens to vote, this is rare and limited to local elections in only a few places today.

Importing from Saudi Arabia to the US

Saudi Arabia and the United States have historically had strong political and economic ties. They are currently partners in two important trade initiatives. The US-Saudi Trade and Investment Framework Agreement (TIFA) provides an opportunity for ongoing dialogue between the two countries related to trade and investment issues. The second, the Gulf Cooperation Council (GCC) Framework Agreement, aims to foster closer collaboration between the US and Gulf countries related to trade, economic partnerships, investment and technical cooperation. Bilateral trade of goods and services between the US and Saudi Arabia amounted to US$81bn in 2012, with imports to the US (especially energy products) accounting for US$56bn of the total. In 2013, Saudi Arabia was the United States tenth-largest trading goods partner overall.

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