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Top 3 Money Transfer Providers for UAE to USA

Provider Amount Received Fee Exchange Rate Speed
OFX (UK) OFX (UK) USD $2,695.23 No Fee 0.2695 1-3 days more...
Moneycorp Moneycorp USD $2,640.51 No Fee 0.2641 1-3 days more...
Global Reach (formerly FC Exchange) Global Reach (formerly FC Exchange) USD $2,667.93 51.04AED 0.2668 1-3 days more...
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The United Arab Emirates (UAE) has a dense network of both domestic and foreign bank branches, which makes overseas money transfers to the UAE and transferring money from the UAE relatively simple Read More
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Send money from UAE to USA

How to Transfer Money from UAE to USA


Dubai, one of the seven emirates of the United Arab Emirates (UAE), and the United States have a growing political and economic relationship. In 2004, the UAE and the United States entered into a bilateral Trade and Investment Framework Agreement (TIFA) to promote increased trade and investment. The two countries are also partners in the Middle East Partnership Initiative, which seeks to reduce remaining trade barriers in the Middle East and promote financial opportunities throughout the region. Currently, there are no limits for Emirati citizens who wish to transfer money from Dubai to the USA.

Visas, work permits and residency

Citizens of the UAE who wish to live or work in the United States must apply for the appropriate visa or be granted permanent resident status. There are many different types of work visas, and they are differentiated by the applicant’s profession and the length of stay allowed. Please refer to the US Embassy site for more detailed information on visas.

For travel or short visits lasting less than 90 days, a visitor or business visa is currently required for Dubai residents. This can be granted after filling out the appropriate online forms and attending an in-person interview at the local American consulate or embassy. For stays over 90 days, an immigrant or non-immigrant visa is required.

Top 3 Money Transfer Providers

Latest prices for transferring money from UAE to USA
Exchange Rates as of 7 May 2021, 01:04


Est. 1998

OFX (previously UKForex in the UK), provides secure and speedy international money transfers to over 300,000 people in 55 currencies at better-than-bank rates

More InfoLess Info
Amount Received
USD $2,695.23
AED 358.97
saved vs. banks


Est. 1979

One-off payments | Regular payments | Great rates | Safeguarded customer funds

More InfoLess Info
Amount Received
USD $2,640.51
AED 157.97
saved vs. banks

Global Reach (formerly FC Exchange)

Est. 2005

Great rates | One-off payments | Regular transfers | E-Money Institution | No fees for FXcompared customers

More InfoLess Info
Amount Received
USD $2,667.93
AED 258.70
saved vs. banks
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with OFX

Buying property in the US

Purchasing real estate in the US is a relatively easy process, as there are few restrictions for non-citizens who are legally in the United States and wish to own or rent property. However, any buyer purchasing property in America must provide an Individual Taxpayer Identification Number (ITIN) to complete the transaction. To obtain an ITIN, the buyer must first apply with the Internal Revenue Service (IRS). Because the ITIN may take up to five weeks or longer to be approved, it is advisable to plan ahead. Once the ITIN is received, the buyer may then send money from Dubai to the United States to fund their real estate purchase.

As each individual state maintains its own laws regarding real estate purchases, rentals and taxation, it is advisable to obtain the services of a licensed real estate attorney or real estate agent who can advise on regional and federal real estate laws throughout the entire process.


Dubai residents do not pay federal income tax, as the government does not impose a federal income tax on any of the seven emirates that make up the UAE. Because there is no tax treaty in place between the UAE and the US at this time, citizens of the UAE living in the United States must pay tax on their earned income at the same rates as described on the applicable US tax return. For more information on taxation in the US, please refer to the IRS website. However, there are no restrictions for individuals who wish to transfer money from Dubai to the USA to make tax payments.

Studying in the US

Before applying for a study visa to attend an American institution, Emirati students must first apply for and be accepted to a US-based school or program. Once accepted, the school will typically provide all of the documentation necessary for the student to then apply for the appropriate visa.


American healthcare is considered a pay-as-you-go system. Health insurance is the most common way for people to pay for their healthcare, and the majority of Americans receive health insurance through full-time employment. It is advisable for citizens of the UAE who are planning to visit or live in the US to purchase either travel insurance or a short-term health insurance policy. In the US, it is mandatory for everyone to have at least the minimum levels of health insurance or risk facing a yearly tax.

Non-citizens may participate in the two publicly-funded health plans, Medicare and Medicaid, if their income is below the minimum threshold, have lived in the US for at least five years, and have contributed to Medicare/Social Security for at least 10 years.

Importing from Dubai to the US

In 2019, the United Arab Emirates was the 30th largest trading partner of the US, with two-way trade of goods between the countries amounting to US$24.3bn. Imports into the United States from the UAE accounted for US$4.3bn of that total.

The UAE continues to pursue free market policies to liberalize trade and investments within the country, with the goal of helping to diversify its oil-reliant economy. In 2004, the UAE and the United States entered into the Trade and Investment Framework Agreement (TIFA), a joint dialogue that seeks to promote continued trade and investment between the countries. In 2018, US foreign direct investment in the UAE totalled US$17.3bn, while foreign direct investment and money transfers from the UAE into the US reached US$5.2 billion.

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with OFX

Frequently Asked Questions

Are the money transfer companies shown above safe to use?

Yes, all the companies are safe and fully-regulated money transfer services. Each are authorised and regulated by the relevant authority such as the Financial Conduct Authority(FCA) in the UK, FinCEN in the US, FinTRAC in Canada or ASIC in Australia.

How long does an international money transfer take?

The speed of delivery will depend on where the money is being from and to and how you are sending and receiving the money. Transfers sent using bank to bank transfers can depend take anywhere from minutes to days and you should check the time estimates from the relevant provider. Debit and credit card payments sometimes allow for faster transfers for smaller amounts.

How do I use FXcompared?

First review the comparison results (such as for a table above) for a given amount of money sending from UAE to USA. Then select a provider based on factors such as price, speed, their rating and click the green button to be taken to their website. From there, you can register and sign up for an account. Once you have done that and the provider has verified your identity to ensure the money can be send safely, you will be ready to transfer money.

What payments methods can I use to send money overseas?

The results shown above are typically for bank to bank transfers. It is possible via some providers to pay in your funds for the transfer via cash, debit or credit cards as well but this is usually reserved for smaller amounts. Some providers also give you different options for how the money will be received - to a bank account (most common), to a debit card, to cash or to a digital or mobile wallet.

What if the price shown above isn’t exactly what I am offered when I try to transfer money?

There can be a number of reasons why the final price you are offered may be different to that shown in the table above. Exchange rates between two currencies change all the time and is the most common reason. Additionally, some providers offer different pricing depending what method you are using to send funds or how the funds will be received. Others may offer you a premium service for faster payments. In some cases FXcompared has a special rate with a provider and this is reserved for first time customers who sign up to the provider starting from FXcompared’s website. As prices do change often, be sure to confirm the total cost with the provider before transferring money.
Start your transfer
with OFX

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All the providers listed are regulated by the relevant authority (e.g. the FCA in the UK, FinCEN in the US, ASIC in Australia) and have been vetted by FXcompared. is an fx money comparison site for international money transfer and to compare rates from currency brokers for sending money abroad. The website and the information provided is for informational purposes only and does not constitute an offer, solicitation or advice on any financial service or transaction. None of the information presented is intended to form the basis for any investment decision, and no specific recommendations are intended.  FXC Group Ltd and FX Compared Ltd does not provide any guarantees of any data from third parties listed on this website. FX compared Ltd expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from (i) any error, omission or inaccuracy in any such information or (ii) any action resulting therefrom.