Transfer money from USA to France

USD $257.43 Avg. Saving vs. Banks ?

Here are the latest prices for transferring money from USA to France
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Exchange Rates as of 2018-11-15T15:49:58+00:00

OFX US (prev. USForex)

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Amount Received
EUR €8,757.47
USD $256.57
saved vs. banks


Est. 2004
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Amount Received
EUR €8,755.33
USD $254.15
saved vs. banks


Est. 1990
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Amount Received
EUR €8,761.89
USD $261.57
saved vs. banks

How to Transfer Money from USA to France


The United States and France have many long-standing political and economic alliances, as well as one of the most valuable trade and investment relationships in the world. Currently, there are no restrictions for American citizens who wish to transfer money from the US to France and convert USD to EUR for their personal or business needs.

Visas, work permits and residency

American citizens who are visiting France for less than 90 days do not need a visa, only a valid passport. For stays of 90 days or longer, however, American citizens who plan to stay or work in France on short-term assignments must apply for a short-stay visa through their local French embassy or consulate. For Americans seeking permanent resident status, France requires the submission of a long-stay visa application before arrival, and a residency permit application once within the country.

Buying property in France

France has strict regulations governing the purchase of real estate or land for both citizens and non-citizens. Obtaining the services of specific professionals is required for real estate purchases. Upon completion of the required documents and procedures, a US citizen may then arrange to transfer money from the US to France to complete their property purchase. Knowing the required real estate professionals a buyer must work with is important when preparing to purchase property in France.

An agence immobilier, or estate agent agency, is qualified to carry out property transactions on behalf of both the buyer and the seller and is commonly used in France for real estate transactions. The estate agent provides all information on estimated fees and property charges for the purchase, and also carries professional insurance, ensuring their clients are protected in the event anything goes wrong with the transaction.

The notaire, often called the maître, is responsible for preparing the property documents, including the compromis de vente, or sales contract. The maître also confirms the seller’s title and is responsible for ensuring that there are no existing mortgages on the property. The maître provides a financial guarantee to their client through indemnity assurance.

The compromis de vente, or sales contract, is always written in French, though the buyer can request an English translation. The sales contract is a legal contract under French law, and identifies the vendor and the buyer of the property, a full property description, the purchase price and breakdown of fees, the sales agent and maître details, and details of the financing and the mortgage. If there are let out clauses, the details of these will also be included in the compromis de vente.


American citizens living abroad must declare their earnings and file tax forms annually and are obligated to pay US taxes on their worldwide earned income. However, by French law a person is considered a tax resident from the day they arrive, whether their stay is temporary or permanent. If staying and working in France for at least 183 days, an American citizen will be required to pay taxes to the French government.

The United States and France have a tax treaty in place, to help citizens of both countries living and working abroad avoid double taxation. American citizens who pay taxes to the French government may be eligible to receive tax credits with the American government. If taxes are owed, keep in mind that there are no restrictions to transfer money from USA to France.

Americans studying in France

If planning to study in France for less than 90 days, American students do not need a short-stay visa. For study periods of longer than 90 days, a student visa is required. Once in France, the student must visit their local préfecture to validate their student visa and obtain a resident permit. There are no restrictions on foreign money transfers from the US to France and converting dollars to euros to pay for student fees.


US citizens living in France are eligible to vote by absentee ballot in American Federal and local elections. American citizens must first register for absentee balloting with the last US precinct in which they were registered, and will then be eligible to vote by absentee ballot.


France requires all residents to have health insurance. The majority of residents in France will qualify for the state health insurance, under the sécurité sociale. To qualify for this service, American citizens living in France must register with CAPM (Caisse Primaire d’Assurance Maladie) to receive coverage. They must provide a variety of information, including proof of residency and income, which is usually done by submitting a French tax return.

It is recommended that private health insurance be acquired, as well, as the CAPM does not cover all medical costs.

Importing from US to France

The United States and France, part of the European Union, have one of the largest two-way trading relationships in the world. Transatlantic goods and services trade flows between the US and the EU were valued at approximately $2.7 billion per day in 2012 with significant amounts of USD to EUR traded every day. While the US and the EU collaborate on a number of global and regional initiatives to support increased trade, investment, and global safety throughout the world, the most recent of these initiatives is the Transatlantic Trade and Investment Partnership, a trade and investment agreement between the US and the countries in the EU to help reduce tariffs and trade regulations. Combined, the EU countries rate as the 2nd largest imports market for the US, with a value of $262.3 billion in 2013. U.S. imports to the combined EU countries accounted for 16.6% of overall US imports in 2013. France was the fourth-largest import market within the EU, accounting for $32 billion of the total amount of imports from the US.

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