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Top 2 Money Transfer Providers for Saudi Arabia to UAE

Provider Amount To Send Fee Exchange Rate Speed
Smart Currency Exchange Smart Currency Exchange SAR ﷼ 10,000.00 23.89SAR 0.9623 1-3 days more...
Moneycorp Moneycorp SAR ﷼ 10,000.00 No Fee 0.9515 1-3 days more...
FXcompared Country Guides
Saudi Arabia
Saudi Arabias currency, the Saudi riyal, is pegged to the US dollar (USD), and the exchange rate has been fixed at 3 Read More
The United Arab Emirates (UAE) has a dense network of both domestic and foreign bank branches, which makes overseas money transfers to the UAE and transferring money from the UAE relatively simple Read More

Send money from Saudi Arabia to UAE

Top 2 Money Transfer Providers

Latest prices for transferring money from Saudi Arabia to UAE
Exchange Rates as of 24 May 2024, 19:45

Smart Currency Exchange

Est. 2004
Smart is focused on helping clients to effectively and efficiently send and receive payments internationally
More InfoLess Info
Amount Received
AED 9,622.90
SAR ﷼ 286.82
saved vs. banks


Est. 1979

One-off payments | Regular payments | Great rates | Safeguarded customer funds

More InfoLess Info
Amount Received
AED 9,514.72
SAR ﷼ 176.35
saved vs. banks

How to Transfer Money from Saudi Arabia to UAE

Saudi Arabia to UAE Guide


The UAE and Saudi Arabia are the most populated countries in the GCC, with bigger economies than their council counterparts. Many expats from Saudi Arabia have moved to the UAE for work, and you will not find it difficult to transfer money from Saudi Arabia to the UAE.

Saudi Arabia and the United Arab Emirates (UAE) have a strong relationship in terms of extensive cultural and political ties. As member countries of the Gulf Cooperation Council (GCC), Saudi Arabia and the UAE have agreements allowing open travel and trade across their borders and between their citizens.


The Saudi riyal (SAR) is as old as the country, having been established in 1932. It is pegged to the US dollar (USD), largely due to the top  commodity in the GCC (oil) having a fixed price in dollars. The UAE dirham (AED) has been in circulation since 1973, and is also pegged to the USD.

The SAR is fully convertible and there are few restrictions when sending money from Saudi Arabia to the UAE. There are many options to send money to the UAE, but you can find exchange rates vary depending on the transfer method.

If you are looking to transfer SAR to AED, you can use our tool to compare trusted money transfer providers and find the lowest possible fee for your transfer. Money transfer charges may be applied through bank transfers and through certain provides, so use our comparison tool to find the best way to transfer money from Saudi Arabia to the UAE.


Since Saudi Arabia is a member of the GCC and has freedom of movement, Saudi nationals do not require pre-arranged visas to visit the UAE. Those planning on working in the UAE will require a work permit and an appropriate visa.

If you plan on conducting business in the UAE over the long-term, you will require a multi-entry visa or may also obtain a residence visa, which allows an individual to work and live in the UAE for an extended period of time. The UAE now offers a Green Visa, which allows the holder to sponsor themselves for five years. This is aimed at people who are self-employed or skilled employees.

To see which visa you should apply to work in the UAE, check the website of the Saudi Consulate.

Working in the UAE

Saudis are the largest group of non-Emirati Arabs in the UAE and their numbers continue to grow each year. An estimated 85,000 Saudis live in the UAE, and many companies are planning to recruit more permanent employees, so keep an eye out for opportunities if you are interested in working in the country.

In certain areas of the UAE, especially Dubai, it has become increasingly popular for expats to move there for work, so you may find certain industries are extra competitive.

Banking in the UAE

UAE banking is simple and sophisticated, with a multitude of local and international banks to choose from. Many local banks will only allow you to open a savings account if you are a non-resident though. A common practice for expats is to choose a bank associated with their home country or with which they already have an associated account.

Expats to the UAE may consider opening an offshore account with an international bank; this may be instrumental in securing salary savings in the event of death. It is a common practice for the government of the UAE to freeze all the assets of an expat until all debts have been cleared.

Money transfer regulations

Although there are few restrictions on overseas money transfers in the UAE, they do have strict reporting standards for cross-border money transfers. In an effort to combat money laundering, travellers carrying an excess of AED 100,000 should declare this at customs.

Keep up to date with the latest customs requirements to avoid any issues in the future.


One of the major factors that draws a number of expats to the UAE is that there is no enforced federal income tax legislation for general business. The two countries now have a double tax treaty in force too, exempting Saudi nationals from owing income tax in both the UAE and Saudi Arabia, although currently individuals in the UAE do not face taxes on personal income.

The cost of living in the UAE is quite high, although compared to other major cities across the world it is not the most expensive. Along with many other countries in 2023, the UAE is experiencing an increase in everyday costs such as food shopping and transport.


The UAE has excellent healthcare services with modern medical facilities, which are easily accessible for locals as well as for expats. Emirati nationals have access to free public healthcare, but as this applies only to UAE citizens, Saudi nationals in the UAE should make sure that they have medical insurance. In most cases these costs are covered by an employer, but check to make sure this is the case.


Still deciding how to send money from Saudi Arabia to the UAE? You can avoid hefty bank fees and get the best exchange rates by finding the best money transfer provider. Compare trusted international money transfer services using our tool to find the best option for your transfer.

Frequently Asked Questions

Are the money transfer companies shown above safe to use?

Yes, all the companies are safe and fully-regulated money transfer services. Each are authorised and regulated by the relevant authority such as the Financial Conduct Authority(FCA) in the UK, FinCEN in the US, FinTRAC in Canada or ASIC in Australia.

How long does an international money transfer take?

The speed of delivery will depend on where the money is being from and to and how you are sending and receiving the money. Transfers sent using bank to bank transfers can depend take anywhere from minutes to days and you should check the time estimates from the relevant provider. Debit and credit card payments sometimes allow for faster transfers for smaller amounts.

How do I use FXcompared?

First review the comparison results (such as for a table above) for a given amount of money sending from Saudi Arabia to UAE. Then select a provider based on factors such as price, speed, their rating and click the green button to be taken to their website. From there, you can register and sign up for an account. Once you have done that and the provider has verified your identity to ensure the money can be send safely, you will be ready to transfer money.

What payments methods can I use to send money overseas?

The results shown above are typically for bank to bank transfers. It is possible via some providers to pay in your funds for the transfer via cash, debit or credit cards as well but this is usually reserved for smaller amounts. Some providers also give you different options for how the money will be received - to a bank account (most common), to a debit card, to cash or to a digital or mobile wallet.

What if the price shown above isn’t exactly what I am offered when I try to transfer money?

There can be a number of reasons why the final price you are offered may be different to that shown in the table above. Exchange rates between two currencies change all the time and is the most common reason. Additionally, some providers offer different pricing depending what method you are using to send funds or how the funds will be received. Others may offer you a premium service for faster payments. In some cases FXcompared has a special rate with a provider and this is reserved for first time customers who sign up to the provider starting from FXcompared’s website. As prices do change often, be sure to confirm the total cost with the provider before transferring money.

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All the providers listed are regulated by the relevant authority (e.g. the FCA in the UK, FinCEN in the US, ASIC in Australia) and have been vetted by FXcompared. is an fx money comparison site for international money transfer and to compare rates from currency brokers for sending money abroad. The website and the information provided is for informational purposes only and does not constitute an offer, solicitation or advice on any financial service or transaction. None of the information presented is intended to form the basis for any investment decision, and no specific recommendations are intended.  FXC Group Ltd and FX Compared Ltd does not provide any guarantees of any data from third parties listed on this website. FX compared Ltd expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from (i) any error, omission or inaccuracy in any such information or (ii) any action resulting therefrom.